ORANGE BANK&TRUST CO
MIDDLETOWN, NEW YORK · FDIC Cert #12944
Capital & Safety Analysis
According to FDIC financial data, ORANGE BANK&TRUST CO holds a Tier 1 capital ratio of 13.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ORANGE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ORANGE BANK&TRUST CO shows strong financial health indicators. With $2.5B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ORANGE BANK&TRUST CO has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 13.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ORANGE BANK&TRUST CO holds $2.5B in total assets and $2.2B in total deposits. It is located in MIDDLETOWN, NEW YORK (FDIC Certificate #12944).
ORANGE BANK&TRUST CO has a Tier 1 capital ratio of 13.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.92%, and the return on assets is 1.86%.
Yes. ORANGE BANK&TRUST CO is FDIC-insured (Certificate #12944). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.