OOSTBURG STATE BANK
OOSTBURG, WISCONSIN · FDIC Cert #10380
Capital & Safety Analysis
According to FDIC financial data, OOSTBURG STATE BANK holds a Tier 1 capital ratio of 13.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OOSTBURG STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OOSTBURG STATE BANK shows strong financial health indicators. With $359M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OOSTBURG STATE BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 13.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OOSTBURG STATE BANK holds $359M in total assets and $317M in total deposits. It is located in OOSTBURG, WISCONSIN (FDIC Certificate #10380).
OOSTBURG STATE BANK has a Tier 1 capital ratio of 13.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 1.24%.
Yes. OOSTBURG STATE BANK is FDIC-insured (Certificate #10380). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.