OAK BANK
FITCHBURG, WISCONSIN · FDIC Cert #35333
Capital & Safety Analysis
According to FDIC financial data, OAK BANK holds a Tier 1 capital ratio of 13.70%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OAK BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OAK BANK shows strong financial health indicators. With $475M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OAK BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 13.70%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OAK BANK holds $475M in total assets and $407M in total deposits. It is located in FITCHBURG, WISCONSIN (FDIC Certificate #35333).
OAK BANK has a Tier 1 capital ratio of 13.70%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.24%.
Yes. OAK BANK is FDIC-insured (Certificate #35333). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.