NORTHWESTERN BANK
CHIPPEWA FALLS, WISCONSIN · FDIC Cert #2468
Capital & Safety Analysis
According to FDIC financial data, NORTHWESTERN BANK holds a Tier 1 capital ratio of 11.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHWESTERN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTHWESTERN BANK shows strong financial health indicators. With $716M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHWESTERN BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHWESTERN BANK holds $716M in total assets and $544M in total deposits. It is located in CHIPPEWA FALLS, WISCONSIN (FDIC Certificate #2468).
NORTHWESTERN BANK has a Tier 1 capital ratio of 11.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.51%.
Yes. NORTHWESTERN BANK is FDIC-insured (Certificate #2468). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.