Skip to main content
BankHealth

NORTHEAST COMMUNITY BANK

WHITE PLAINS, NEW YORK · FDIC Cert #29147

B
Health Score
72/100
$1.9B
Total Assets
$1.6B
Total Deposits
13.37%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NORTHEAST COMMUNITY BANK holds a Tier 1 capital ratio of 13.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHEAST COMMUNITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.26%
Nonperforming Loans
Low — healthy loan portfolio
7.59%
Liquidity Ratio
Low — potential liquidity stress
3.70%
Return on Assets
Profitable — earning well on assets
$1.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTHEAST COMMUNITY BANK shows strong financial health indicators. With $1.9B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTHEAST COMMUNITY BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTHEAST COMMUNITY BANK holds $1.9B in total assets and $1.6B in total deposits. It is located in WHITE PLAINS, NEW YORK (FDIC Certificate #29147).

NORTHEAST COMMUNITY BANK has a Tier 1 capital ratio of 13.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 3.70%.

Yes. NORTHEAST COMMUNITY BANK is FDIC-insured (Certificate #29147). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: