NORTH SIDE BANK&TRUST CO
CINCINNATI, OHIO · FDIC Cert #9457
Capital & Safety Analysis
According to FDIC financial data, NORTH SIDE BANK&TRUST CO holds a Tier 1 capital ratio of 12.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH SIDE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTH SIDE BANK&TRUST CO shows strong financial health indicators. With $996M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH SIDE BANK&TRUST CO has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 12.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH SIDE BANK&TRUST CO holds $996M in total assets and $814M in total deposits. It is located in CINCINNATI, OHIO (FDIC Certificate #9457).
NORTH SIDE BANK&TRUST CO has a Tier 1 capital ratio of 12.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 1.08%.
Yes. NORTH SIDE BANK&TRUST CO is FDIC-insured (Certificate #9457). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.