NORTH SHORE TRUST&SAVINGS
WAUKEGAN, ILLINOIS · FDIC Cert #27683
Capital & Safety Analysis
According to FDIC financial data, NORTH SHORE TRUST&SAVINGS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NORTH SHORE TRUST&SAVINGS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NORTH SHORE TRUST&SAVINGS shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH SHORE TRUST&SAVINGS has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH SHORE TRUST&SAVINGS holds $266M in total assets and $199M in total deposits. It is located in WAUKEGAN, ILLINOIS (FDIC Certificate #27683).
NORTH SHORE TRUST&SAVINGS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.00%.
Yes. NORTH SHORE TRUST&SAVINGS is FDIC-insured (Certificate #27683). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.