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BankHealth

NORTH AMERICAN SB FSB

GRANDVIEW, MISSOURI · FDIC Cert #29708

A
Health Score
83/100
$2.8B
Total Assets
$1.7B
Total Deposits
21.63%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NORTH AMERICAN SB FSB holds a Tier 1 capital ratio of 21.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH AMERICAN SB FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.83%
Nonperforming Loans
Low — healthy loan portfolio
20.91%
Liquidity Ratio
Strong — can meet withdrawal demands
1.38%
Return on Assets
Profitable — earning well on assets
$1.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTH AMERICAN SB FSB shows strong financial health indicators. With $2.8B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTH AMERICAN SB FSB has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 21.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTH AMERICAN SB FSB holds $2.8B in total assets and $1.7B in total deposits. It is located in GRANDVIEW, MISSOURI (FDIC Certificate #29708).

NORTH AMERICAN SB FSB has a Tier 1 capital ratio of 21.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.83%, and the return on assets is 1.38%.

Yes. NORTH AMERICAN SB FSB is FDIC-insured (Certificate #29708). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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