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BankHealth

NEW CARLISLE FSB

NEW CARLISLE, OHIO · FDIC Cert #29173

C
Health Score
56/100
$255M
Total Assets
$185M
Total Deposits
10.26%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NEW CARLISLE FSB holds a Tier 1 capital ratio of 10.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEW CARLISLE FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

1.08%
Nonperforming Loans
Moderate — some loan stress
8.68%
Liquidity Ratio
Low — potential liquidity stress
1.25%
Return on Assets
Profitable — earning well on assets
$185M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NEW CARLISLE FSB shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NEW CARLISLE FSB has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 10.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NEW CARLISLE FSB holds $255M in total assets and $185M in total deposits. It is located in NEW CARLISLE, OHIO (FDIC Certificate #29173).

NEW CARLISLE FSB has a Tier 1 capital ratio of 10.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.08%, and the return on assets is 1.25%.

Yes. NEW CARLISLE FSB is FDIC-insured (Certificate #29173). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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