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BankHealth

NEBRASKA STATE BANK&TRUST CO

BROKEN BOW, NEBRASKA · FDIC Cert #8322

A
Health Score
81/100
$279M
Total Assets
$229M
Total Deposits
13.53%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NEBRASKA STATE BANK&TRUST CO holds a Tier 1 capital ratio of 13.53%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEBRASKA STATE BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.15%
Nonperforming Loans
Low — healthy loan portfolio
16.95%
Liquidity Ratio
Adequate liquidity
1.83%
Return on Assets
Profitable — earning well on assets
$229M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NEBRASKA STATE BANK&TRUST CO shows strong financial health indicators. With $279M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NEBRASKA STATE BANK&TRUST CO has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 13.53%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NEBRASKA STATE BANK&TRUST CO holds $279M in total assets and $229M in total deposits. It is located in BROKEN BOW, NEBRASKA (FDIC Certificate #8322).

NEBRASKA STATE BANK&TRUST CO has a Tier 1 capital ratio of 13.53%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 1.83%.

Yes. NEBRASKA STATE BANK&TRUST CO is FDIC-insured (Certificate #8322). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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