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BankHealth

NEBRASKA BANK OF COMMERCE

LINCOLN, NEBRASKA · FDIC Cert #58724

B
Health Score
70/100
$187M
Total Assets
$161M
Total Deposits
12.44%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NEBRASKA BANK OF COMMERCE holds a Tier 1 capital ratio of 12.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEBRASKA BANK OF COMMERCE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
11.82%
Liquidity Ratio
Adequate liquidity
0.75%
Return on Assets
Low profitability
$161M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NEBRASKA BANK OF COMMERCE shows strong financial health indicators. With $187M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NEBRASKA BANK OF COMMERCE has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 12.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NEBRASKA BANK OF COMMERCE holds $187M in total assets and $161M in total deposits. It is located in LINCOLN, NEBRASKA (FDIC Certificate #58724).

NEBRASKA BANK OF COMMERCE has a Tier 1 capital ratio of 12.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.75%.

Yes. NEBRASKA BANK OF COMMERCE is FDIC-insured (Certificate #58724). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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