NATIONAL BK ADAMS CNTY W UNI
WEST UNION, OHIO · FDIC Cert #6728
Capital & Safety Analysis
According to FDIC financial data, NATIONAL BK ADAMS CNTY W UNI holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NATIONAL BK ADAMS CNTY W UNI to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NATIONAL BK ADAMS CNTY W UNI shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL BK ADAMS CNTY W UNI has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL BK ADAMS CNTY W UNI holds $108M in total assets and $96M in total deposits. It is located in WEST UNION, OHIO (FDIC Certificate #6728).
NATIONAL BK ADAMS CNTY W UNI has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.16%, and the return on assets is 2.12%.
Yes. NATIONAL BK ADAMS CNTY W UNI is FDIC-insured (Certificate #6728). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.