Skip to main content
BankHealth

NATIONAL BANK OF ST ANNE

ST. ANNE, ILLINOIS · FDIC Cert #16752

B
Health Score
65/100
$133M
Total Assets
$109M
Total Deposits
10.55%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NATIONAL BANK OF ST ANNE holds a Tier 1 capital ratio of 10.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL BANK OF ST ANNE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.87%
Nonperforming Loans
Low — healthy loan portfolio
16.09%
Liquidity Ratio
Adequate liquidity
1.06%
Return on Assets
Profitable — earning well on assets
$109M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NATIONAL BANK OF ST ANNE shows strong financial health indicators. With $133M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NATIONAL BANK OF ST ANNE has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NATIONAL BANK OF ST ANNE holds $133M in total assets and $109M in total deposits. It is located in ST. ANNE, ILLINOIS (FDIC Certificate #16752).

NATIONAL BANK OF ST ANNE has a Tier 1 capital ratio of 10.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.87%, and the return on assets is 1.06%.

Yes. NATIONAL BANK OF ST ANNE is FDIC-insured (Certificate #16752). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: