NATIONAL BANK OF MALVERN
MALVERN, PENNSYLVANIA · FDIC Cert #7590
Capital & Safety Analysis
According to FDIC financial data, NATIONAL BANK OF MALVERN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NATIONAL BANK OF MALVERN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NATIONAL BANK OF MALVERN shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL BANK OF MALVERN has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL BANK OF MALVERN holds $199M in total assets and $170M in total deposits. It is located in MALVERN, PENNSYLVANIA (FDIC Certificate #7590).
NATIONAL BANK OF MALVERN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 1.54%.
Yes. NATIONAL BANK OF MALVERN is FDIC-insured (Certificate #7590). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.