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BankHealth

MOUNTAIN VIEW BK OF COM

WESTMINSTER, COLORADO · FDIC Cert #58772

B
Health Score
72/100
$177M
Total Assets
$142M
Total Deposits
13.97%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MOUNTAIN VIEW BK OF COM holds a Tier 1 capital ratio of 13.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MOUNTAIN VIEW BK OF COM has a strong buffer to absorb potential losses.

Key Financial Metrics

0.22%
Nonperforming Loans
Low — healthy loan portfolio
10.84%
Liquidity Ratio
Adequate liquidity
0.94%
Return on Assets
Low profitability
$142M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MOUNTAIN VIEW BK OF COM shows strong financial health indicators. With $177M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MOUNTAIN VIEW BK OF COM has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MOUNTAIN VIEW BK OF COM holds $177M in total assets and $142M in total deposits. It is located in WESTMINSTER, COLORADO (FDIC Certificate #58772).

MOUNTAIN VIEW BK OF COM has a Tier 1 capital ratio of 13.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 0.94%.

Yes. MOUNTAIN VIEW BK OF COM is FDIC-insured (Certificate #58772). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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