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BankHealth

MORGAN STANLEY PRIVATE BK NA

PURCHASE, NEW YORK · FDIC Cert #34221

A
Health Score
95/100
$207.6B
Total Assets
$188.6B
Total Deposits
26.91%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MORGAN STANLEY PRIVATE BK NA holds a Tier 1 capital ratio of 26.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MORGAN STANLEY PRIVATE BK NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
29.67%
Liquidity Ratio
Strong — can meet withdrawal demands
1.33%
Return on Assets
Profitable — earning well on assets
$188.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MORGAN STANLEY PRIVATE BK NA shows strong financial health indicators. With $207.6B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MORGAN STANLEY PRIVATE BK NA has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 26.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MORGAN STANLEY PRIVATE BK NA holds $207.6B in total assets and $188.6B in total deposits. It is located in PURCHASE, NEW YORK (FDIC Certificate #34221).

MORGAN STANLEY PRIVATE BK NA has a Tier 1 capital ratio of 26.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.33%.

Yes. MORGAN STANLEY PRIVATE BK NA is FDIC-insured (Certificate #34221). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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