MONTGOMERY BANK
SIKESTON, MISSOURI · FDIC Cert #8255
Capital & Safety Analysis
According to FDIC financial data, MONTGOMERY BANK holds a Tier 1 capital ratio of 10.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MONTGOMERY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MONTGOMERY BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MONTGOMERY BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 10.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MONTGOMERY BANK holds $1.2B in total assets and $994M in total deposits. It is located in SIKESTON, MISSOURI (FDIC Certificate #8255).
MONTGOMERY BANK has a Tier 1 capital ratio of 10.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.08%.
Yes. MONTGOMERY BANK is FDIC-insured (Certificate #8255). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.