MONROE FS&LA
TIPP CITY, OHIO · FDIC Cert #29578
Capital & Safety Analysis
According to FDIC financial data, MONROE FS&LA holds a Tier 1 capital ratio of 13.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MONROE FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MONROE FS&LA shows strong financial health indicators. With $147M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MONROE FS&LA has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MONROE FS&LA holds $147M in total assets and $130M in total deposits. It is located in TIPP CITY, OHIO (FDIC Certificate #29578).
MONROE FS&LA has a Tier 1 capital ratio of 13.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.13%.
Yes. MONROE FS&LA is FDIC-insured (Certificate #29578). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.