MINDEN EXCHANGE B&T CO
MINDEN, NEBRASKA · FDIC Cert #5439
Capital & Safety Analysis
According to FDIC financial data, MINDEN EXCHANGE B&T CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MINDEN EXCHANGE B&T CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MINDEN EXCHANGE B&T CO shows strong financial health indicators. With $185M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MINDEN EXCHANGE B&T CO has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MINDEN EXCHANGE B&T CO holds $185M in total assets and $138M in total deposits. It is located in MINDEN, NEBRASKA (FDIC Certificate #5439).
MINDEN EXCHANGE B&T CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 2.15%.
Yes. MINDEN EXCHANGE B&T CO is FDIC-insured (Certificate #5439). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.