MILLEDGEVILLE STATE BANK
MILLEDGEVILLE, ILLINOIS · FDIC Cert #15873
Capital & Safety Analysis
According to FDIC financial data, MILLEDGEVILLE STATE BANK holds a Tier 1 capital ratio of 16.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MILLEDGEVILLE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MILLEDGEVILLE STATE BANK shows strong financial health indicators. With $180M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MILLEDGEVILLE STATE BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 16.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MILLEDGEVILLE STATE BANK holds $180M in total assets and $136M in total deposits. It is located in MILLEDGEVILLE, ILLINOIS (FDIC Certificate #15873).
MILLEDGEVILLE STATE BANK has a Tier 1 capital ratio of 16.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.33%, and the return on assets is 1.20%.
Yes. MILLEDGEVILLE STATE BANK is FDIC-insured (Certificate #15873). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.