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BankHealth

MIFFLINBURG BANK&TRUST CO

MIFFLINBURG, PENNSYLVANIA · FDIC Cert #10685

C
Health Score
54/100
$566M
Total Assets
$480M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, MIFFLINBURG BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MIFFLINBURG BANK&TRUST CO to additional regulatory scrutiny.

Key Financial Metrics

0.13%
Nonperforming Loans
Low — healthy loan portfolio
23.40%
Liquidity Ratio
Strong — can meet withdrawal demands
1.13%
Return on Assets
Profitable — earning well on assets
$480M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MIFFLINBURG BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 54/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MIFFLINBURG BANK&TRUST CO has a Bank Health Score of C (54/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MIFFLINBURG BANK&TRUST CO holds $566M in total assets and $480M in total deposits. It is located in MIFFLINBURG, PENNSYLVANIA (FDIC Certificate #10685).

MIFFLINBURG BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.13%.

Yes. MIFFLINBURG BANK&TRUST CO is FDIC-insured (Certificate #10685). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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