MIDAMERICA NATIONAL BANK
CANTON, ILLINOIS · FDIC Cert #3612
Capital & Safety Analysis
According to FDIC financial data, MIDAMERICA NATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MIDAMERICA NATIONAL BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MIDAMERICA NATIONAL BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDAMERICA NATIONAL BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDAMERICA NATIONAL BANK holds $644M in total assets and $576M in total deposits. It is located in CANTON, ILLINOIS (FDIC Certificate #3612).
MIDAMERICA NATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.69%, and the return on assets is 1.29%.
Yes. MIDAMERICA NATIONAL BANK is FDIC-insured (Certificate #3612). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.