METROPOLITAN COMMERCIAL BANK
NEW YORK, NEW YORK · FDIC Cert #34699
Capital & Safety Analysis
According to FDIC financial data, METROPOLITAN COMMERCIAL BANK holds a Tier 1 capital ratio of 11.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning METROPOLITAN COMMERCIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
METROPOLITAN COMMERCIAL BANK shows strong financial health indicators. With $7.3B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
METROPOLITAN COMMERCIAL BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
METROPOLITAN COMMERCIAL BANK holds $7.3B in total assets and $6.2B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #34699).
METROPOLITAN COMMERCIAL BANK has a Tier 1 capital ratio of 11.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 1.41%.
Yes. METROPOLITAN COMMERCIAL BANK is FDIC-insured (Certificate #34699). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.