METROPOLITAN CAPITAL B&T
CHICAGO, ILLINOIS · FDIC Cert #57488
Capital & Safety Analysis
According to FDIC financial data, METROPOLITAN CAPITAL B&T holds a Tier 1 capital ratio of 12.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning METROPOLITAN CAPITAL B&T has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
METROPOLITAN CAPITAL B&T shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
METROPOLITAN CAPITAL B&T has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 12.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
METROPOLITAN CAPITAL B&T holds $256M in total assets and $214M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #57488).
METROPOLITAN CAPITAL B&T has a Tier 1 capital ratio of 12.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 10.36%, and the return on assets is 0.43%.
Yes. METROPOLITAN CAPITAL B&T is FDIC-insured (Certificate #57488). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.