MERCHANTS&PLANTERS BANK
CLARENDON, ARKANSAS · FDIC Cert #107
Capital & Safety Analysis
According to FDIC financial data, MERCHANTS&PLANTERS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MERCHANTS&PLANTERS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MERCHANTS&PLANTERS BANK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MERCHANTS&PLANTERS BANK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MERCHANTS&PLANTERS BANK holds $48M in total assets and $45M in total deposits. It is located in CLARENDON, ARKANSAS (FDIC Certificate #107).
MERCHANTS&PLANTERS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 0.54%.
Yes. MERCHANTS&PLANTERS BANK is FDIC-insured (Certificate #107). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.