MERCHANTS&FARMERS B&T CO
LEESVILLE, LOUISIANA · FDIC Cert #9319
Capital & Safety Analysis
According to FDIC financial data, MERCHANTS&FARMERS B&T CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject MERCHANTS&FARMERS B&T CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
MERCHANTS&FARMERS B&T CO shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MERCHANTS&FARMERS B&T CO has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MERCHANTS&FARMERS B&T CO holds $476M in total assets and $426M in total deposits. It is located in LEESVILLE, LOUISIANA (FDIC Certificate #9319).
MERCHANTS&FARMERS B&T CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.43%, and the return on assets is 0.46%.
Yes. MERCHANTS&FARMERS B&T CO is FDIC-insured (Certificate #9319). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.