MANUFACTURERS&TRADERS TR CO
BUFFALO, NEW YORK · FDIC Cert #588
Capital & Safety Analysis
According to FDIC financial data, MANUFACTURERS&TRADERS TR CO holds a Tier 1 capital ratio of 12.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MANUFACTURERS&TRADERS TR CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MANUFACTURERS&TRADERS TR CO shows strong financial health indicators. With $208.4B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MANUFACTURERS&TRADERS TR CO has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MANUFACTURERS&TRADERS TR CO holds $208.4B in total assets and $163.7B in total deposits. It is located in BUFFALO, NEW YORK (FDIC Certificate #588).
MANUFACTURERS&TRADERS TR CO has a Tier 1 capital ratio of 12.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.72%, and the return on assets is 1.48%.
Yes. MANUFACTURERS&TRADERS TR CO is FDIC-insured (Certificate #588). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.