LYONS NATIONAL BANK
LYONS, NEW YORK · FDIC Cert #7151
Capital & Safety Analysis
According to FDIC financial data, LYONS NATIONAL BANK holds a Tier 1 capital ratio of 12.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LYONS NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LYONS NATIONAL BANK shows strong financial health indicators. With $2.0B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LYONS NATIONAL BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LYONS NATIONAL BANK holds $2.0B in total assets and $1.7B in total deposits. It is located in LYONS, NEW YORK (FDIC Certificate #7151).
LYONS NATIONAL BANK has a Tier 1 capital ratio of 12.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 1.05%.
Yes. LYONS NATIONAL BANK is FDIC-insured (Certificate #7151). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.