LITCHFIELD NATIONAL BANK
LITCHFIELD, ILLINOIS · FDIC Cert #3808
Capital & Safety Analysis
According to FDIC financial data, LITCHFIELD NATIONAL BANK holds a Tier 1 capital ratio of 15.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LITCHFIELD NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LITCHFIELD NATIONAL BANK shows strong financial health indicators. With $128M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LITCHFIELD NATIONAL BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 15.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LITCHFIELD NATIONAL BANK holds $128M in total assets and $114M in total deposits. It is located in LITCHFIELD, ILLINOIS (FDIC Certificate #3808).
LITCHFIELD NATIONAL BANK has a Tier 1 capital ratio of 15.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.49%, and the return on assets is 0.31%.
Yes. LITCHFIELD NATIONAL BANK is FDIC-insured (Certificate #3808). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.