LINCOLN STATE BANK
HANKINSON, NORTH DAKOTA · FDIC Cert #8390
Capital & Safety Analysis
According to FDIC financial data, LINCOLN STATE BANK holds a Tier 1 capital ratio of 13.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LINCOLN STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LINCOLN STATE BANK shows strong financial health indicators. With $111M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LINCOLN STATE BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 13.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LINCOLN STATE BANK holds $111M in total assets and $95M in total deposits. It is located in HANKINSON, NORTH DAKOTA (FDIC Certificate #8390).
LINCOLN STATE BANK has a Tier 1 capital ratio of 13.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.47%.
Yes. LINCOLN STATE BANK is FDIC-insured (Certificate #8390). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.