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BankHealth

LINCOLN FSB OF NEBRASKA

LINCOLN, NEBRASKA · FDIC Cert #29692

B
Health Score
73/100
$395M
Total Assets
$296M
Total Deposits
18.74%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, LINCOLN FSB OF NEBRASKA holds a Tier 1 capital ratio of 18.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LINCOLN FSB OF NEBRASKA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.99%
Nonperforming Loans
Low — healthy loan portfolio
19.25%
Liquidity Ratio
Adequate liquidity
-0.54%
Return on Assets
Negative — losing money
$296M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

LINCOLN FSB OF NEBRASKA shows strong financial health indicators. With $395M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

LINCOLN FSB OF NEBRASKA has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 18.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

LINCOLN FSB OF NEBRASKA holds $395M in total assets and $296M in total deposits. It is located in LINCOLN, NEBRASKA (FDIC Certificate #29692).

LINCOLN FSB OF NEBRASKA has a Tier 1 capital ratio of 18.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.99%, and the return on assets is -0.54%.

Yes. LINCOLN FSB OF NEBRASKA is FDIC-insured (Certificate #29692). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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