LEGENCE BANK
ELDORADO, ILLINOIS · FDIC Cert #10886
Capital & Safety Analysis
According to FDIC financial data, LEGENCE BANK holds a Tier 1 capital ratio of 13.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEGENCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEGENCE BANK shows strong financial health indicators. With $636M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEGENCE BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 13.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEGENCE BANK holds $636M in total assets and $566M in total deposits. It is located in ELDORADO, ILLINOIS (FDIC Certificate #10886).
LEGENCE BANK has a Tier 1 capital ratio of 13.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.30%, and the return on assets is 1.48%.
Yes. LEGENCE BANK is FDIC-insured (Certificate #10886). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.