LEGACY BANK&TRUST CO
MOUNTAIN GROVE, MISSOURI · FDIC Cert #22319
Capital & Safety Analysis
According to FDIC financial data, LEGACY BANK&TRUST CO holds a Tier 1 capital ratio of 11.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEGACY BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEGACY BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEGACY BANK&TRUST CO has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 11.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEGACY BANK&TRUST CO holds $1.7B in total assets and $1.5B in total deposits. It is located in MOUNTAIN GROVE, MISSOURI (FDIC Certificate #22319).
LEGACY BANK&TRUST CO has a Tier 1 capital ratio of 11.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.51%.
Yes. LEGACY BANK&TRUST CO is FDIC-insured (Certificate #22319). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.