LEGACY BANK
COLWICH, KANSAS · FDIC Cert #17676
Capital & Safety Analysis
According to FDIC financial data, LEGACY BANK holds a Tier 1 capital ratio of 11.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEGACY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEGACY BANK shows strong financial health indicators. With $732M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEGACY BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEGACY BANK holds $732M in total assets and $611M in total deposits. It is located in COLWICH, KANSAS (FDIC Certificate #17676).
LEGACY BANK has a Tier 1 capital ratio of 11.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 1.46%.
Yes. LEGACY BANK is FDIC-insured (Certificate #17676). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.