LEAD BANK
KANSAS CITY, MISSOURI · FDIC Cert #8283
Capital & Safety Analysis
According to FDIC financial data, LEAD BANK holds a Tier 1 capital ratio of 26.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEAD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEAD BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEAD BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 26.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEAD BANK holds $1.1B in total assets and $868M in total deposits. It is located in KANSAS CITY, MISSOURI (FDIC Certificate #8283).
LEAD BANK has a Tier 1 capital ratio of 26.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.03%, and the return on assets is 2.09%.
Yes. LEAD BANK is FDIC-insured (Certificate #8283). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.