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BankHealth

KINGSTON NATIONAL BANK

KINGSTON, OHIO · FDIC Cert #6616

A
Health Score
80/100
$553M
Total Assets
$510M
Total Deposits
12.72%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, KINGSTON NATIONAL BANK holds a Tier 1 capital ratio of 12.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KINGSTON NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.10%
Nonperforming Loans
Low — healthy loan portfolio
22.66%
Liquidity Ratio
Strong — can meet withdrawal demands
0.42%
Return on Assets
Low profitability
$510M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

KINGSTON NATIONAL BANK shows strong financial health indicators. With $553M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

KINGSTON NATIONAL BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

KINGSTON NATIONAL BANK holds $553M in total assets and $510M in total deposits. It is located in KINGSTON, OHIO (FDIC Certificate #6616).

KINGSTON NATIONAL BANK has a Tier 1 capital ratio of 12.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 0.42%.

Yes. KINGSTON NATIONAL BANK is FDIC-insured (Certificate #6616). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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