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BankHealth

KAHOKA STATE BANK

KAHOKA, MISSOURI · FDIC Cert #19774

B
Health Score
74/100
$56M
Total Assets
$50M
Total Deposits
12.85%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, KAHOKA STATE BANK holds a Tier 1 capital ratio of 12.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KAHOKA STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.15%
Nonperforming Loans
Moderate — some loan stress
39.63%
Liquidity Ratio
Strong — can meet withdrawal demands
0.25%
Return on Assets
Low profitability
$50M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

KAHOKA STATE BANK shows strong financial health indicators. With $56M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

KAHOKA STATE BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 12.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

KAHOKA STATE BANK holds $56M in total assets and $50M in total deposits. It is located in KAHOKA, MISSOURI (FDIC Certificate #19774).

KAHOKA STATE BANK has a Tier 1 capital ratio of 12.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.15%, and the return on assets is 0.25%.

Yes. KAHOKA STATE BANK is FDIC-insured (Certificate #19774). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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