JUNIATA VALLEY BANK
MIFFLINTOWN, PENNSYLVANIA · FDIC Cert #7614
Capital & Safety Analysis
According to FDIC financial data, JUNIATA VALLEY BANK holds a Tier 1 capital ratio of 11.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JUNIATA VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JUNIATA VALLEY BANK shows strong financial health indicators. With $862M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JUNIATA VALLEY BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 11.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JUNIATA VALLEY BANK holds $862M in total assets and $745M in total deposits. It is located in MIFFLINTOWN, PENNSYLVANIA (FDIC Certificate #7614).
JUNIATA VALLEY BANK has a Tier 1 capital ratio of 11.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.85%.
Yes. JUNIATA VALLEY BANK is FDIC-insured (Certificate #7614). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.