JONESTOWN B&T JONESTOWN PA
JONESTOWN, PENNSYLVANIA · FDIC Cert #10677
Capital & Safety Analysis
According to FDIC financial data, JONESTOWN B&T JONESTOWN PA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject JONESTOWN B&T JONESTOWN PA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
JONESTOWN B&T JONESTOWN PA shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JONESTOWN B&T JONESTOWN PA has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JONESTOWN B&T JONESTOWN PA holds $918M in total assets and $751M in total deposits. It is located in JONESTOWN, PENNSYLVANIA (FDIC Certificate #10677).
JONESTOWN B&T JONESTOWN PA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.99%.
Yes. JONESTOWN B&T JONESTOWN PA is FDIC-insured (Certificate #10677). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.