JONESBORO STATE BANK
JONESBORO, LOUISIANA · FDIC Cert #9325
Capital & Safety Analysis
According to FDIC financial data, JONESBORO STATE BANK holds a Tier 1 capital ratio of 20.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JONESBORO STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JONESBORO STATE BANK shows strong financial health indicators. With $783M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JONESBORO STATE BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 20.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JONESBORO STATE BANK holds $783M in total assets and $745M in total deposits. It is located in JONESBORO, LOUISIANA (FDIC Certificate #9325).
JONESBORO STATE BANK has a Tier 1 capital ratio of 20.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.10%, and the return on assets is 1.33%.
Yes. JONESBORO STATE BANK is FDIC-insured (Certificate #9325). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.