ITASCA BANK&TRUST CO
ITASCA, ILLINOIS · FDIC Cert #16666
Capital & Safety Analysis
According to FDIC financial data, ITASCA BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ITASCA BANK&TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ITASCA BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ITASCA BANK&TRUST CO has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ITASCA BANK&TRUST CO holds $748M in total assets and $682M in total deposits. It is located in ITASCA, ILLINOIS (FDIC Certificate #16666).
ITASCA BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 1.31%.
Yes. ITASCA BANK&TRUST CO is FDIC-insured (Certificate #16666). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.