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BankHealth

ISRAEL DISCOUNT BANK OF NY

NEW YORK, NEW YORK · FDIC Cert #19977

A
Health Score
84/100
$12.3B
Total Assets
$10.1B
Total Deposits
14.48%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ISRAEL DISCOUNT BANK OF NY holds a Tier 1 capital ratio of 14.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ISRAEL DISCOUNT BANK OF NY has a strong buffer to absorb potential losses.

Key Financial Metrics

0.65%
Nonperforming Loans
Low — healthy loan portfolio
24.27%
Liquidity Ratio
Strong — can meet withdrawal demands
0.83%
Return on Assets
Low profitability
$10.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ISRAEL DISCOUNT BANK OF NY shows strong financial health indicators. With $12.3B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ISRAEL DISCOUNT BANK OF NY has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 14.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ISRAEL DISCOUNT BANK OF NY holds $12.3B in total assets and $10.1B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #19977).

ISRAEL DISCOUNT BANK OF NY has a Tier 1 capital ratio of 14.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 0.83%.

Yes. ISRAEL DISCOUNT BANK OF NY is FDIC-insured (Certificate #19977). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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