IROQUOIS FARMERS STATE BANK
IROQUOIS, ILLINOIS · FDIC Cert #11746
Capital & Safety Analysis
According to FDIC financial data, IROQUOIS FARMERS STATE BANK holds a Tier 1 capital ratio of 11.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IROQUOIS FARMERS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IROQUOIS FARMERS STATE BANK shows strong financial health indicators. With $158M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IROQUOIS FARMERS STATE BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 11.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IROQUOIS FARMERS STATE BANK holds $158M in total assets and $145M in total deposits. It is located in IROQUOIS, ILLINOIS (FDIC Certificate #11746).
IROQUOIS FARMERS STATE BANK has a Tier 1 capital ratio of 11.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 0.74%.
Yes. IROQUOIS FARMERS STATE BANK is FDIC-insured (Certificate #11746). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.