IPAVA STATE BANK
IPAVA, ILLINOIS · FDIC Cert #10473
Capital & Safety Analysis
According to FDIC financial data, IPAVA STATE BANK holds a Tier 1 capital ratio of 13.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IPAVA STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IPAVA STATE BANK shows strong financial health indicators. With $203M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IPAVA STATE BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IPAVA STATE BANK holds $203M in total assets and $183M in total deposits. It is located in IPAVA, ILLINOIS (FDIC Certificate #10473).
IPAVA STATE BANK has a Tier 1 capital ratio of 13.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.02%.
Yes. IPAVA STATE BANK is FDIC-insured (Certificate #10473). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.