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BankHealth

INTERCITY STATE BANK

SCHOFIELD, WISCONSIN · FDIC Cert #17128

A
Health Score
81/100
$262M
Total Assets
$195M
Total Deposits
24.14%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, INTERCITY STATE BANK holds a Tier 1 capital ratio of 24.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTERCITY STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
14.33%
Liquidity Ratio
Adequate liquidity
1.62%
Return on Assets
Profitable — earning well on assets
$195M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

INTERCITY STATE BANK shows strong financial health indicators. With $262M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

INTERCITY STATE BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 24.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

INTERCITY STATE BANK holds $262M in total assets and $195M in total deposits. It is located in SCHOFIELD, WISCONSIN (FDIC Certificate #17128).

INTERCITY STATE BANK has a Tier 1 capital ratio of 24.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.62%.

Yes. INTERCITY STATE BANK is FDIC-insured (Certificate #17128). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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