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BankHealth

INTERAUDI BANK

NEW YORK, NEW YORK · FDIC Cert #24516

A
Health Score
91/100
$2.3B
Total Assets
$2.0B
Total Deposits
19.76%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, INTERAUDI BANK holds a Tier 1 capital ratio of 19.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTERAUDI BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.10%
Nonperforming Loans
Moderate — some loan stress
41.63%
Liquidity Ratio
Strong — can meet withdrawal demands
1.50%
Return on Assets
Profitable — earning well on assets
$2.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

INTERAUDI BANK shows strong financial health indicators. With $2.3B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

INTERAUDI BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 19.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

INTERAUDI BANK holds $2.3B in total assets and $2.0B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #24516).

INTERAUDI BANK has a Tier 1 capital ratio of 19.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.10%, and the return on assets is 1.50%.

Yes. INTERAUDI BANK is FDIC-insured (Certificate #24516). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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