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BankHealth

INFIRST BANK

INDIANA, PENNSYLVANIA · FDIC Cert #27763

B
Health Score
68/100
$579M
Total Assets
$520M
Total Deposits
13.99%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, INFIRST BANK holds a Tier 1 capital ratio of 13.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INFIRST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.31%
Nonperforming Loans
Low — healthy loan portfolio
8.61%
Liquidity Ratio
Low — potential liquidity stress
0.62%
Return on Assets
Low profitability
$520M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

INFIRST BANK shows strong financial health indicators. With $579M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

INFIRST BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 13.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

INFIRST BANK holds $579M in total assets and $520M in total deposits. It is located in INDIANA, PENNSYLVANIA (FDIC Certificate #27763).

INFIRST BANK has a Tier 1 capital ratio of 13.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 0.62%.

Yes. INFIRST BANK is FDIC-insured (Certificate #27763). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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