INDUSTRIAL&COMMERCIAL BK CHI
NEW YORK, NEW YORK · FDIC Cert #24387
Capital & Safety Analysis
According to FDIC financial data, INDUSTRIAL&COMMERCIAL BK CHI holds a Tier 1 capital ratio of 16.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INDUSTRIAL&COMMERCIAL BK CHI has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INDUSTRIAL&COMMERCIAL BK CHI shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INDUSTRIAL&COMMERCIAL BK CHI has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 16.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INDUSTRIAL&COMMERCIAL BK CHI holds $2.9B in total assets and $2.0B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #24387).
INDUSTRIAL&COMMERCIAL BK CHI has a Tier 1 capital ratio of 16.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.65%, and the return on assets is 1.18%.
Yes. INDUSTRIAL&COMMERCIAL BK CHI is FDIC-insured (Certificate #24387). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.