HORIZON BANK
WAVERLY, NEBRASKA · FDIC Cert #14327
Capital & Safety Analysis
According to FDIC financial data, HORIZON BANK holds a Tier 1 capital ratio of 13.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HORIZON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HORIZON BANK shows strong financial health indicators. With $465M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HORIZON BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HORIZON BANK holds $465M in total assets and $378M in total deposits. It is located in WAVERLY, NEBRASKA (FDIC Certificate #14327).
HORIZON BANK has a Tier 1 capital ratio of 13.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.92%, and the return on assets is 2.86%.
Yes. HORIZON BANK is FDIC-insured (Certificate #14327). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.