HOMETOWN NATIONAL BANK
LA SALLE, ILLINOIS · FDIC Cert #3691
Capital & Safety Analysis
According to FDIC financial data, HOMETOWN NATIONAL BANK holds a Tier 1 capital ratio of 16.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOMETOWN NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOMETOWN NATIONAL BANK shows strong financial health indicators. With $309M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOMETOWN NATIONAL BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 16.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOMETOWN NATIONAL BANK holds $309M in total assets and $273M in total deposits. It is located in LA SALLE, ILLINOIS (FDIC Certificate #3691).
HOMETOWN NATIONAL BANK has a Tier 1 capital ratio of 16.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.64%, and the return on assets is 0.97%.
Yes. HOMETOWN NATIONAL BANK is FDIC-insured (Certificate #3691). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.